Record and Organize Your Debts and Your Family's Debts

One app to record every debt and payment and keep them clearly organized: you know who owes whom, share debt accounts with your family, and keep a precise record that leaves no room for doubt.

Family Debts — Features

Free for all

Everyone can use it free

On All Your Devices

Web and mobile, in sync

Multiple languages

Full RTL and LTR support

Works Offline & Online

Syncs with cloud, first things first

Family Debts in numbers

Families track their debts in "Family Debts"

Family Debts statistics (updated every hour)

Active users
57
track their debts with us every day
Entries
842
total debt and repayment entries
Families
80
households sharing their accounts
Accounts
270
debt accounts recorded in the system

Everything You Need to Keep a Debt Clear

Built for tracking personal and family debts

An Account Per Party

One account for each person or shop that nets your dealings into a single balance, showing at a glance who owes whom.

Simple, in Debt Language, Not Accounting

Records shown in plain language, free of accounting terms: "I gave", "I repaid", "I took", "they repaid me" — with a note, category and date.

Counterparty Review

Share the statement with the other party so they can review it from their side and confirm or dispute it, without editing your records.

Share With Family

Invite family members to view or manage shared accounts with the permissions you set, so everyone stays in the loop.

Statements & Reports

Export any account statement or a summary of your debts as Excel or PDF whenever you need it.

Multiple Currencies

One currency per debt relationship — suited to families and cross-border dealings, with no mixing.

Security & Privacy

Two-factor authentication, biometric unlock and fine-grained permissions over who sees what, all over an encrypted connection.

Works Offline

Record your operations without an internet connection, and the app syncs them safely once you are back online — no duplicates, nothing lost — with special permissions for the account owner to resolve record conflicts.

Your Ledger in Your Pocket

The Android app works offline and syncs when you are back online. Record your debts and share them with your family as they happen, and stop relying on one person to keep the records.

Get it on Google Play
Trusted by Both Sides

Allow Dispute It — Without Editing It

The records stay yours alone, and the other party is reassured because they see the same statement from their side — to confirm it or open a dispute that stays on record.

A Two-Sided Statement

The same figure appears mirrored from their side, so there is no room for misunderstanding.

Confirm or Dispute

They confirm what they agree with and dispute what they do not — and a dispute never changes the balance.

The Decision Stays Yours

No one edits your records; you review the dispute and settle it, so the ledger stays one trusted source of truth.

Get Started in 3 Steps

From sign-up to a clear debt ledger in minutes.

1

Create Your Account

Create your account in seconds.

2

Open an Account Per Party

Add the person or shop, and record what they owe and what you owe in plain language.

3

Share & Track

Invite your family or the other party to review, and watch the balance update with every entry.

Reliable Sync

Your Data Stays Consistent Across Your Devices — Even Offline

Record anytime, on any device; the app delivers every operation safely and keeps your accounts in agreement — no duplicates, nothing lost.

How sync works

1

Record Offline

Add your operations even with no network; they are saved on your device instantly.

2

Sent Safely

When you reconnect, your changes upload — and each operation arrives exactly once.

3

Reconciled

The app pulls the latest updates and brings the numbers on all your devices into agreement.

4

Conflicts Handled Safely

If two people edit the same thing, the app keeps both versions without overwriting your work, and the owner reviews and decides.

No Duplicates, Nothing Lost

Every operation carries a unique signature, so it is never applied twice — no matter how often you sync.

Per-Account Isolation

A problem with one account never blocks syncing the rest.

Your Edits Are Never Overwritten

On a conflict, both versions are kept and the shared account is frozen until the owner reviews and picks the version to keep.

An Offline Working Window

Shared accounts get an offline window (24 hours by default) before a fresh sync is required, to keep the numbers accurate.

Secure Connection

Authenticated to your device over an encrypted connection, and a reviewer can never write.

A Log for Every Sync

Track the last attempt and last success per account, with a clear log of every sync result.

Sync runs automatically on login and when you close the app, and you can run it anytime with the "Sync now" button.

Why use the app?

Because small debts become stressful when they are not clear or properly recorded.

Stay on top of your financial situation

Instead of scattered calculations in notebooks or messages, the app shows you a clear balance and how much is still owed to you or by you.

Fewer disputes over accounts

When the record is clear for both sides, reviewing it becomes easier and misunderstandings about amounts and entries are reduced.

Family debts in one place

Organize your accounts with family and relatives, and share them only with the people you choose with the right permissions.

Frequently Asked Questions

Short answers to what people ask most.

Yes, 100% free: no fees, no subscriptions and no paid features. A small ad banner in the Android app helps keep the service running. We believe clear debt tracking is a right for everyone.
No. The other party sees the statement from their side and can confirm it or open a recorded dispute, but cannot edit your records. A dispute never changes the balance; you review it and settle it.
Create a family group and invite members by email; you give each member view-only or edit access per account, so everyone stays on the same numbers.
Yes; the mobile app works offline, so you record your operations locally and the app syncs them safely once the network returns, with no duplicates or loss.
On the web from any browser, and as an Android app on Google Play — on the same account and data.
Yes; you can export any account statement or a summary of your debts as Excel or PDF at any time. Your data belongs to you.

Ready to Organize Your Debts Clearly?

Open your account now, keep your debt records clear, and review them with your family as you go.