One app to record every debt and payment and keep them clearly organized: you know who owes whom, share debt accounts with your family, and keep a precise record that leaves no room for doubt.
Completely Free
No fees, no subscriptions
On All Your Devices
Web and mobile, in sync
Arabic & English
Full RTL and LTR support
Works Offline
Syncs when you are back online
Built for tracking debts between people — not for managing general income and expenses.
One account for each person or shop that nets your dealings into a single balance, showing at a glance who owes whom.
Record what happened the way you say it: "I gave", "I repaid", "I took", "they repaid me" — with a note, category and date.
Share the statement with the other party so they can review it from their side and confirm or dispute it, without editing your records.
Invite family members to view or manage shared accounts with the permissions you set, so everyone stays in the loop.
Export any account statement or a summary of your debts as Excel or PDF whenever you need it.
One currency per debt relationship — suited to families and cross-border dealings, with no mixing.
Two-factor authentication, biometric unlock and fine-grained permissions over who sees what, all over an encrypted connection.
Record your operations with no connection, and the app syncs them safely once you are back online — no duplicates, nothing lost.
Every entiry moves the balance in the right direction. And if you repay more than you owe, it turns in your favor automatically — no manual math, no confusion.
The records stay yours alone, and the other party is reassured because they see the same statement from their side — to confirm it or open a dispute that stays on record.
The same figure appears mirrored from their side, so there is no room for misunderstanding.
They confirm what they agree with and dispute what they do not — and a dispute never changes the balance.
No one edits your records; you review the dispute and settle it, so the ledger stays one trusted source of truth.
From sign-up to a clear debt ledger in minutes.
Sign up free in seconds, with no credit card.
Add the person or shop, and record what they owe and what you owe in plain language.
Invite your family or the other party to review, and watch the balance update with every entiry.
The same accounts on web and mobile — start on one device and pick up on another, seamlessly.
Open it from any browser with no install, in a layout that fits every screen.
An Android and iOS app that works offline and syncs automatically.
Every change you make offline is saved locally, then synced safely once you are back online.
Record anytime, on any device; the app delivers every operation safely and keeps your accounts in agreement — no duplicates, nothing lost.
How sync works
Add your operations even with no network; they are saved on your device instantly.
When you reconnect, your changes upload — and each operation arrives exactly once.
The app pulls the latest updates and brings the numbers on all your devices into agreement.
If two people edit the same thing, the app keeps both versions without overwriting your work, and the owner reviews and decides.
Every operation carries a unique signature, so it is never applied twice — no matter how often you sync.
A problem with one account never blocks syncing the rest.
On a conflict, both versions are kept and the shared account is frozen until the owner reviews and picks the version to keep.
Shared accounts get an offline window (24 hours by default) before a fresh sync is required, to keep the numbers accurate.
Authenticated to your device over an encrypted connection, and a reviewer can never write.
Track the last attempt and last success per account, with a clear log of every sync result.
Sync runs automatically on login and when you close the app, and you can run it anytime with the "Sync now" button.
Because small debts become stressful when they are not clear or properly recorded.
Instead of scattered calculations in notebooks or messages, the app shows you a clear balance and how much is still owed to you or by you.
When the record is clear for both sides, reviewing it becomes easier and misunderstandings about amounts and entries are reduced.
Organize your accounts with family and relatives, and share them only with the people you choose with the right permissions.
Short answers to what people ask most.
Open your first ledger now and know exactly who owes whom.
Get Started For FreeFree forever. No credit card needed.
The mobile apps are on the way.
